Pensionaut · Blog
Clear, sourced guides to cross-border pensions — how your years across countries actually add up. Each piece takes one part of the machinery: EU coordination under Regulation 883/2004, US totalization agreements, and the gaps between them.
Worked or lived in more than one country? Here's how your state pension is actually calculated — EU coordination, totalization agreements, and the traps worth knowing — with a free tool to estimate your own.
Worked in the US and Denmark? You can draw a pension from each — but they qualify in completely different ways. Here's how the US–Denmark totalization agreement and Danish folkepension actually work together.
Estimates only — not financial, tax, or legal advice. Verify with official institutions. Subscribe by RSS.